Hmmm. I believe that we may have a political party that shares your insights. Thankfully, it is firmly opposed to funding additional health benefits , or indulge in other utterly wasteful spending for alter kockers such as ourselves. We may step off the train a little earlier than hoped, but the Social Security trust fund will live on very nicely without us. And in a society kindly and wisely designed by Adam Smith, isn't that the really important thing?